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About the Alternative End-of-Service Benefits System (Savings Scheme):

A voluntary scheme through which end-of-service benefits of employees are invested in well-proven Investment Funds that are with good record, and which are approved by the Emirates Securities and Commodities Authority (The ESCA). The scheme aims to provide investment returns to employees on their end-of-service benefits.


How to sign up for Savings Scheme?

The employer submits a request to the Ministry of Human Resources and Emiratisation, then chooses an approved Investment Funds from the ones listed in this page. The employer then chooses the employees they wish to register into the Scheme, while ensuring their employees' entitlements from the previous period (as per the Labour Law) are preserved.


Investment Funds:

Name Phone Email Website Brochure
Daman Investments 046109666 damaneos@daman.ae Click here

 Daman Investments

Lunate 026927213 eosb@lunate.com Click here

Lunate

National Bonds 600522279 info_es@nationalbonds.ae Click here

 National Bonds

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